Invoicing service or accounting firm for your toiminimi?

Choose an invoicing and bookkeeping service when you want invoicing, bookkeeping and tax returns from one app at a clear percentage price without your own accountant. Choose an accounting firm when your company has complex bookkeeping, several employees, or special needs that require personal advice.

Invoicing and bookkeeping service

In this model, you invoice through a service such as Truster using your own Y-tunnus, and the service handles the bookkeeping, VAT returns, and tax return, and withholds taxes automatically. Pricing is often percentage-based, so you only pay when you invoice.

• Advantages: clear pricing, automation, no fixed costs, everything in one app.
• Limitations: best suited to straightforward operations; highly specialized needs may require additional advice.

Accounting firm

An accounting firm offers personal bookkeeping and tax advice. Pricing is typically a monthly fee and/or receipt-based charges.

• Advantages: personal advice, flexibility in complex situations, double-entry bookkeeping if needed.
• Limitations: often more expensive for a small toiminimi, and invoicing is handled with a separate program.

Which one should you choose?

If you're a sole toiminimi entrepreneur with straightforward bookkeeping and variable invoicing, an invoicing and bookkeeping service is usually the cheapest and easiest option. If your business involves employees, inventory, international trade, or complex taxation, advice from an accounting firm can be worth its cost.

How does Truster work?

Truster's sole trader (toiminimi) service combines invoicing and bookkeeping: the service fee is 3,99 % per invoice, and the service handles single-entry bookkeeping, VAT returns, and the business tax return on your behalf. This gives you the basic functions of an accounting firm without a fixed monthly fee.