Services
Choose the way you want to work for yourself
Invoice without a company
Light entrepreneur
Invoice your clients without a business ID. Truster handles taxes, YEL and insurance — you get paid a salary. 3.99 % commission or €55/mo.
Business ID with bookkeeping handled
Sole trader
As easy as light entrepreneurship, but with your own business ID: we open the ID and handle bookkeeping, VAT and taxes — no business bank account needed. 3.99 % commission or €59/mo.
A sole trader on your own bank account
Own account
The same sole trader service, but invoices are paid to your own bank account. We do the books and filings — you pay the taxes from figures we provide. €59.90/mo.
How to choose
No business ID yet, or invoicing occasionally? Start as a Light entrepreneur — you can invoice today, with no commitments. Taxes, YEL and insurance are handled, and your salary arrives fully processed.
Working for yourself full-time, or do your assignments require a business ID? Sole trader is as easy as light entrepreneurship: we open the business ID for you and handle bookkeeping, VAT and taxes — you don't even need a business bank account. Maksuvahti reminds your customers and handles collection.
Want the money straight on your own bank account? Own account is the same sole trader service with full control: connect your account in the app, match statement transactions to the books in taps, and pay the taxes yourself from ready-made figures we provide.
You can switch services at any time — your data, customers and invoices move with you. And when your company pays salaries, Payoll runs the payroll.
Pricing at a glance
Light entrepreneur: 3.99 % of invoicing or €55/mo with no commission. Sole trader: 3.99 % or €59/mo. Own account: a flat €59.90/mo. Signing up and using the service are always free — on the commission model you only pay when you invoice.
Money faster when you want it: HetiPalkka pays your salary before the customer has paid the invoice (5 % fee), and the instant payout lands the money right after payment (€25). Note that a monthly subscription must be active before the billable work starts and on the payment day — otherwise the commission applies to that invoice.
Salary in your account right away
With instant payout your net pay lands the moment the invoice is paid.
Illustration: the user selects the instant payout, and the net salary is paid out immediately after the invoice is paid.
Paying salaries at a company?
Payoll is Truster's payroll product for companies — pay cycles on autopilot, local taxes and laws handled.
Start today
Signing up is free and commits you to nothing.