Features

Everything you need, built in

One price, everything included. Bank sync, bookkeeping, invoicing, receipt scanner and tax reporting.

<!-- imported from Sanity section "tabsSlideshowSection" (tabs01) — no faithful marketing-blocks equivalent; needs manual re-authoring in Studio -->

How it works

Connect, automate, manage

Connecting your bank account kicks off the automation. From there, everything happens on its own.

Automatic bank connection

Connect your bank account and transactions flow into Truster automatically. Your bookkeeping updates in real time, with no manual work.

<!-- tab image (Sanity CDN): https://media.truster.com/sanity_b74677ad88e07a165862ed5f06fd95e60f73d06c-1202x713.png -->

<!-- tab background (Sanity CDN): https://media.truster.com/sanity_831cfc60613272e8e4ebf99bf4565395a37d71bc-3542x1614.jpg -->

Bookkeeping, VAT and tax returns

AI categorizes your transactions, calculates VAT and prepares your tax return. All automatically, based on your bookkeeping.

<!-- tab image (Sanity CDN): https://media.truster.com/sanity_b74677ad88e07a165862ed5f06fd95e60f73d06c-1202x713.png -->

<!-- tab background (Sanity CDN): https://media.truster.com/sanity_831cfc60613272e8e4ebf99bf4565395a37d71bc-3542x1614.jpg -->

Invoicing, receipt scanner and reconciliation

Create unlimited invoices with your own IBAN. Photograph your receipts with your phone. Incoming payments are matched to invoices, outgoing payments to receipts.

<!-- tab image (Sanity CDN): https://media.truster.com/sanity_b74677ad88e07a165862ed5f06fd95e60f73d06c-1202x713.png -->

<!-- tab background (Sanity CDN): https://media.truster.com/sanity_831cfc60613272e8e4ebf99bf4565395a37d71bc-3542x1614.jpg -->

Add-on services

Expand as your needs grow

HetiPalkka brings invoice financing: you get the money in your account the same day, before your customer pays. Truster Drive automatically records mileage allowances in your bookkeeping and tax return. Palkanlaskenta Plus handles payroll from tax withholding to Incomes Register reporting. Lakiturva covers contract disputes. All of them integrate directly with your bookkeeping.

Security

Your data is safe

The bank connection works through a secure interface supported by all major Finnish banks. Your data is never stored with third parties. Your company's money stays in your own account. Truster only handles the admin: bookkeeping, invoicing and tax reporting. Liability insurance and accident insurance are included in the price.

Coming soon

Double-entry bookkeeping

We're building full double-entry bookkeeping directly into Oma tili. Accrual-based bookkeeping, automatic financial statements and balance sheet generation. When it launches, Oma tili users will be upgraded automatically. No data migration, no extra cost.

The world's easiest YEL insurance

We made it easy to get one. Pay your YEL contributions conveniently alongside your invoicing, or on a separate invoice.

<!-- imported from Sanity section "tabsSlideshowSection" (3f21234b873a) — no faithful marketing-blocks equivalent; needs manual re-authoring in Studio -->

The easiest way to get YEL

Getting and paying your YEL insurance happens directly through Truster. No paper forms, no phone calls.

<!-- tab image (Sanity CDN): https://media.truster.com/sanity_b74677ad88e07a165862ed5f06fd95e60f73d06c-1202x713.png -->

<!-- tab background (Sanity CDN): https://media.truster.com/sanity_831cfc60613272e8e4ebf99bf4565395a37d71bc-3542x1614.jpg -->

Questions about features

How does the receipt scanner work?

Photograph the receipt with your phone's camera. Truster's AI reads the receipt's details, categorizes the expense and matches it to the correct bank transaction automatically.

Can I send invoices as e-invoices?

Yes. You can send invoices by email, as an e-invoice, or by post. Your customer register and invoicing history are created automatically.

How is the VAT return handled?

Truster calculates VAT automatically based on your bookkeeping and prepares your periodic tax return. All you need to do is approve it.

What is HetiPalkka?

HetiPalkka is invoice financing. Activate it on any invoice and you get the money in your account the same day, before your customer has paid. The service fee is 5% of the invoice amount.

When is double-entry bookkeeping coming?

It's currently being built. When it launches, Oma tili users will be upgraded automatically, with no data migration or extra cost.

What about card transactions?

Your company's card transactions are added to your bookkeeping automatically through bank sync. They're categorized and reconciled just like any other transaction.

Everything in one place, at one price

Oma tili's features are designed so that sole proprietors never have to worry about bookkeeping. Bank sync brings in transactions automatically, AI categorizes them, and the receipt scanner matches receipts to the right transactions.

With add-on services, you can extend Oma tili to also cover mileage allowances, payroll and invoice financing. All add-ons integrate directly with your bookkeeping.

Try Oma tili

Connect your bank account and let Truster handle bookkeeping, invoicing and tax reporting. Everything included in one price.